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What Is “The Penny Method” in Dating?

It’s no secret that dating in the digital age isn’t exactly delightful. We live in a world where options are seemingly plentiful, the grass is always greener the next swipe over, and dating manners have all but fallen to the wayside.

Romantic hopefuls must remain vigilant to ensure the other has their best interests in mind, and that they don’t fall prey to tactics like breadcrumbing, cuffing, benching, and ”the penny method.” If you’re not up to speed on the latter, we’re covering everything you need to know ahead.  

What Is the Penny Method? 

Also known as “penny dating” or the “piggy bank method,” the penny method is an approach to dating where one partner slowly cuts back on time and affection with the other. The idea is that the person may invest a lot of their energy up front, but then begins depositing small amounts of their affection in an effort to sustain the relationship with bare minimum effort. 

This might look like reaching out less, not taking initiative with plans, or withholding physical intimacy or emotional connection. 

“These actions gradually reduce over time, but then can increase again if the person starts to lose interest because of lack of effort,” explains Sam Morris, a certified dating and relationship coach. “The theory evolves eventually to a point where they spend little to no effort but, because over time the manipulation has decreased [the other] person’s confidence and strength, they will take what they can get and not end the relationship.” 

The penny method is sort of a mashup of love bombing—where tons of attention is delivered up front and then drops off—and breadcrumbing, where the other person is led on with just enough to keep them stringing along. 

Signs of the “Penny Method” in Dating 

Be aware of these potential signs of the penny method in dating. 

  • Love bombing: If the other person comes off strongly up front, this is a sign that they may not be authentic. Be aware of grand gestures and phrases like “we’re meant to be together,” “I think this is love,” and “everything about you is perfect” early in the relationship.
  • Reducing effort: When a person comes off strong at first and then starts reducing their effort, this could be a sign of the penny method. This is particularly troublesome if there’s no communication and you’re left feeling confused as to why they’re not putting the same energy forward. 
  • Roller coaster behavior: Being on the receiving end of the penny method can feel like an emotional roller coaster. “Everything is going really well and then all of a sudden the person disappears and stops messaging,” Morris says. “It can be for quite a while—like a week. Then they come back with an excuse [like] ‘a family member was ill,’ but really they are just testing to see how much you will take.” 

Why Do People Use the Penny Method? 

Some people use the penny method because they enjoy the thrill of the dating chase but ultimately end up bored when the other person does show some interest. Others may use this technique to keep a hoard of potential mates at their fingertips—a convenient strategy to ensure they’ve always got someone ready to go on the back burner.

In some cases, though, people use the penny method as a form of self-protection caused by an unhealthy attachment style.

The person using this method might do it because they’re scared of getting hurt or rejected, so they test their partner to see how much they’ll do to keep the relationship going.


SETH EISENBERG, RELATIONSHIP EXPERT

“The person using this method might do it because they’re scared of getting hurt or rejected, so they test their partner to see how much they’ll do to keep the relationship going,” explains Seth Eisenberg, relationship expert and CEO of the PAIRS Foundation. “But by pulling back like this, they might actually cause the very thing they’re afraid of—their partner feeling ignored and deciding to leave.”

How the Penny Method Affects Relationships

The penny method is incredibly toxic. Nobody deserves to be on the receiving end of this behavior, and it can have grave repercussions not just for the relationship but for the other person’s sense of worth. 

“The ‘penny method’ can create significant confusion for the victim,” says Sandra Kushnir, LMFT, founder and CEO of Meridian Counseling. “When someone engages in this behavior—wooing their partner with affection and attention initially and then maintaining their interest with sporadic ‘pennies’ of positive behavior—it becomes challenging for the victim to get a clear and consistent understanding of who the perpetrator truly is.”

She says this back-and-forth inconsistency can cause the person to second-guess their perception and judgments, create an underlying sense of unease and insecurity, and feel confused about how they should move forward in the relationship.

When someone engages in this behavior it becomes challenging for the victim to get a clear and consistent understanding of who the perpetrator truly is.

Research confirms this, noting that it can increase feelings of stress, impact personal growth after the relationship ends, and worsen the pain of the ending relationship. It’s also a giant waste of time as it prevents the other person from pursuing a meaningful relationship that’s far more fulfilling. 

“This dynamic can be particularly insidious because it plays on the natural human tendency to seek resolution and clarity,” Kushnir explains. “The victim often feels compelled to stay in the relationship, hoping to see more of the positive behavior and to confirm that their partner is indeed the caring person they occasionally show themselves to be.” 

Ultimately, this leads to a dangerous cycle of rationalizing or excusing the other person’s harmful actions as the victim clings to the belief that the good outweighs the bad. 

Do This Instead: Date With Dignity and Transparency 

Using the penny method isn’t just bad for the person on the receiving end—it’s no good for the person playing games. “The person doing the pulling away might feel like they’re in control, but they’re also making it harder to build a real, trusting connection,” warns Eisenberg. 

At the end of the day, a healthy relationship is built on trust, respect, and open communication—not on testing each other or playing games. Instead of using the penny method, he says it’s better to talk openly and work together to keep the relationship strong. 

And if you’re not feeling the relationship? Well, it’s best to cut ties versus stringing the other person along. And don’t do this by ghosting the other. Nobody appreciates that spooky move, and everyone will feel better if you simply say, “Hey, you’re great, but I just don’t see a long-term relationship here.” 

If you find yourself in this penny method cycle either on the receiving or giving end, it’s time to do a bit of soul-searching:

  • Why do you engage in this behavior or allow it to happen?
  • What’s at the root of your fears?
  • What do you truly want out of a life partner?
  • Are there any steps can you take to become a better version of yourself?

These questions are life-long pursuits, but if you move with intention and dignity you’re heading in the right direction. 

Verywell Mind uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. Read our editorial process to learn more about how we fact-check and keep our content accurate, reliable, and trustworthy.
  1. Strutzenberg CC, Wiersma-Mosley JD, Jozkowski KN, Becnel JN. Love-bombing: A Narcissistic Approach to Relationship FormationDiscovery, The Student Journal of Dale Bumpers College of Agricultural, Food and Life Sciences. 2017;18(1), 81-89.

  2. Simpson, J. A., & Steven Rholes, W. (2017). Adult attachment, stress, and romantic relationships. Current Opinion in Psychology, 13, 19–24. doi:10.1016/j.copsyc.2016.04.006

  3. Rodríguez-García MC, Márquez-Hernández VV, Granados-Gámez G, Aguilera-Manrique G, Martínez-Puertas H, Gutiérrez-Puertas L. Development and validation of breadcrumbing in affective-sexual relationships: introducing a new online dating perpetration. Int J Environ Res Public Health. 2020;17(24):9548. doi:10.3390/ijerph17249548

Wendy Rose Gould

By Wendy Rose Gould

Wendy Rose Gould is a lifestyle reporter with over a decade of experience covering health and wellness topics.




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Can a Relationship With Two Type A Personalities Work?

Sparks can certainly fly when two type A personalities find themselves falling for each other. But are those sparks the perfect amount for a nice romantic fire, or will they end up setting the whole relationship ablaze? Type A people are often hardworking perfectionists and detail-oriented go-getters with high standards who won’t settle for anything but the best. What happens when two such people get together?

“These individuals often thrive in structured, goal-oriented environments and may exhibit a sense of urgency in both their personal and professional lives,” says Ozan Toy, MD, MPH,  chief medical officer at Telapsychiatry. “Type A personalities are relatively common, particularly in high-stress professions such as senior executives, doctors, lawyers, and professors.”

With a double dose of perfectionism, this love story could be epic—or epically intense. Let’s dive into whether this power couple can make it work.

Rachel Marmor, LMHC

They often share a deep drive for achievement, a love for challenge, and a passion for excellence. This can create a relationship filled with excitement, mutual respect, and shared goals.

— Rachel Marmor, LMHC

Why It Will Work

People with type A personalities are often highly successful, even if they may experience some burnout or unnecessary self-criticism along the way. They’re super driven, competitive, and often excel in whatever they put their mind to (because they’d stop short of nothing less than perfection). When two Type A personalities come together, it can make for a seriously impressive power couple dynamic.

“A relationship between two Type A personalities is like a dance between two powerful energies. Each partner brings strength, determination, and a clear sense of direction,” says Rachel Marmor, LMHC, chief wellness officer at the PAIRS Foundation. “They often share a deep drive for achievement, a love for challenge, and a passion for excellence. This can create a relationship filled with excitement, mutual respect, and shared goals.”

Another benefit of two type A personalities being together is that there’s a sense of shared ambition that can be extremely powerful. As long as both parties are on the same page about a specific goal—large or small—they can accomplish it quickly and effectively.

“Oftentimes, people can have different life goals which can lead to conflict in a relationship. However if both partners are highly motivated and driven then it is likely they will find joy in sharing a desire for achievement,” Toy says.

He adds, “The relationship can also be filled with excitement and activity, as both individuals are typically energetic, focused, and goal-oriented.” Research shows that this ability to achieve goals can have positive mental health effects.

Why It Might Not Work

Every relationship experiences natural ebbs and flows, but when two type A personalities come together things can get a bit fiery. Each has their own set of deep-seated passions and goals, and when these aren’t aligned, then tension and conflict can arise.

Power Struggles

Power struggles are a common issue between this pairing since both parties may feel the desire to lead the dance, set the pace, and steer the ship. “Their combined intensity can fuel a high-stress relationship, especially if both partners are impatient or too uptight,” Toy says. 

Competitiveness 

Type A personalities are naturally competitive, and that can bleed into the relationship. From minor situations (like playing a card game) to larger life goals, two type A people may end up competing with each other. This can become exhausting, but Toy says it can also breed resentment if one partner consistently outperforms the other.

Burnout 

When you pair a type A personality with someone who’s more laid-back, there’s going to be a natural pullback in intensity. However, combine two type A personalities and both may run at full speed ahead without another person there to say “Whoa, nellie.” (Studies have even found a correlation between poor heart health and type A personalities due to the stress they put on themselves.)

“To find no or poor balance is also common among A personality couples,” says Sofie Roos, a relationship therapist. “These relationships tend to lack sleep and have too little free time and too much working time which can lead to stress, burnout and mental health problems such as depression.”

Rachel Marmor, LMHC

It’s important to recognize that while both partners are strong, the strength lies not just in leading but also in following.

— Rachel Marmor, LMHC

How to Make It Work

Yes! Two type A personalities can absolutely thrive in a romantic relationship—it just takes some work—like any relationship. While the relationship dynamic between two type A personalities can be intense, it can also feel deeply fulfilling if both partners are aligned with life goals, adaptable, and willing to openly communicate.

“It’s important to recognize that while both partners are strong, the strength lies not just in leading but also in following,” Marmor says. “The ability to step back, to allow the other person to take the lead at times, is not a sign of weakness, but a sign of deep respect and trust.”

She notes that when two Type A individuals are able to comfortably alternate between leading and following, they ultimately create a beautiful, balanced rhythm in their relationship. 

The issue is that these things don’t necessarily come naturally to type A folks, so it’s something they need to be intentional about. Meditation practices, routinely checking in with one another, and incorporating relaxation techniques and shared leisure time can all help a double type A relationship thrive. 

Verywell Mind uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. Read our editorial process to learn more about how we fact-check and keep our content accurate, reliable, and trustworthy.
  1. Wilmot MP, Haslam N, Tian J, Ones DS. Direct and conceptual replications of the taxometric analysis of type a behavior. Journal of Personality and Social Psychology. 2019;116(3):e12-e26. doi:10.1037/pspp0000195

  2. Saadi W, Gorgi M, Fouel N, et al. Relationship between type A personality and coronary heart disease. Eur Psychiatry. 2022;65(Suppl 1):S374. doi:10.1192/j.eurpsy.2022.950

Wendy Rose Gould

By Wendy Rose Gould

Wendy Rose Gould is a lifestyle reporter with over a decade of experience covering health and wellness topics.


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What the Prisoner’s Dilemma Teaches Us About Human Behavior

Have you ever been in a position where someone’s decision will impact you and vice versa? How do you make the decision? How much do you think of yourself over the other person? This is the Prisoner’s Dilemma in action.

A concept in psychology and game theory, the Prisoner’s Dilemma, in its most basic form, “explains two people’s choices in trading off their self-interest with their collective welfare. It explains the thinking behind each option and their consequences,” says Michael Taylor, the co-founder and CEO of SchellingPoint in West Chester, Pennsylvania.

The Prisoner’s Dilemma is relevant to diverse areas including psychology, economics, politics, biology, investing, or anywhere where decisions based on cooperation and selfish interest clash.

Understanding the Prisoner’s Dilemma

The idea of the Prisoner’s Dilemma was developed in 1950 by mathematicians Merrill Flood and Melvin Dresher for the Rand Corporation’s investigations in game theory. They were interested in modeling Cold War strategies.

“For example,” explains Taylor, “the US and Russia needed to decide to reduce or increase their volume of nuclear weapons without being able to talk directly.” A bit later, Albert W. Tucker came up with the title “prisoner’s dilemma” and the version with prison sentences as payoffs to make Flood and Dresher’s ideas more understandable to Stanford psychologists.

In this version, Prisoner A and Prisoner B are both charged with a crime and interrogated separately. Each is given a choice between betraying the other or staying quiet. Neither knows what the other will do, but the outcome depends on their combined choices. There are three possible outcomes:

Prisoner’s Dilemma Outcomes

  1. One prisoner betrays the other and confesses (defects) while the other stays quiet (cooperates). As a result, the defector is set free but the cooperator gets a heavy sentence of 10 years.
  2. Both stay quiet (cooperate), and each gets a lighter sentence of 1 year.
  3. Both betray the other and confess (defect), and each gets a moderate sentence of five years.

The best outcome for both prisoners, says Taylor, is to cooperate, but the rational choice, in the sense that each of them will try to minimize their own punishment, is for each of them to betray the other and defect. This demonstrates the conflict between selfish interest and cooperation, and why the prisoners may fail to achieve the best collective outcome.

“The insight gained from this dilemma helps in analyzing situations where trust and collaboration are relevant but difficult to achieve,” says Niloufar Esmaeilpour, a Registered Clinical Counsellor, Approved Supervisor, and Founder of Lotus Therapy & Counselling Centre in British Columbia, Canada.

Examples of the Prisoner’s Dilemma

Taylor provides the following scenario as an example of the Prisoner’s Dilemma: “Two parents living on a tight budget agree to control their spending…. They can choose to cooperate, hoping the other will do so, too, or ignore the agreement so they don’t suffer having little money to spend. This is the easy choice if they have little trust in the other person. Why reduce their spending if they don’t think their partner will abide by their agreement? If they continue spending and their partner does, too, they are justified in not acting on the agreement. If they continue spending and the other doesn’t, even better, they don’t have to reduce their spending, but their joint problem improves.”

This type of scenario can occur in all kinds of situations from leadership teams worrying about budgets to business partnerships to global issues such as the climate crisis.

For instance,  Esmaeilpour points to real-life examples such as “the arms race between countries where mutual disarmament will benefit both, but mistrust compels them to arm.”

“Another example,” he says, “is business competition, whereby firms underbid to share the market, which hurts both firms in the long term. Environmental problems such as overfishing mirror this dilemma where [short-term] individual gain leads to [long-term] collective harm.”

This is the trouble with many real-world examples of the Prisoner’s Dilemma. As Taylor says, “the self-interested gain is short-term and tangible, but the collective gain is long-term and intangible.”

He cites problems like deforestation, vaccination, and culture change to make his point. For example, while the people who cut down acres of forest will see a benefit now, in the long term, we all suffer because there is less oxygen in the air and shade on our planet, though that’s harder to see.

Extensions and Variations of the Prisoner’s Dilemma

We’ve talked mostly about a single-round game of the Prisoner’s Dilemma, but there can be games of multiple rounds too. A game where two players take more than one turn in succession is called an iterated Prisoner’s Dilemma.

In addition, there can be multiple players as well as multiple rounds. According to Esmaeilpour, these versions of the game “can model complex social interactions.” And Taylor gives real-life examples. “Family members, leadership teams, joint ventures, countries. These are known as… repeated games, and communication can occur, even if not directly, by sending each other signals through words and actions intended to be interpreted a certain way.”

Strategies and Outcomes in the Prisoner’s Dilemma

There are many strategies for playing the Prisoner’s Dilemma, including always defecting or always cooperating. However, one of the best strategies for a Prisoner’s Dilemma game with iterated rounds is called tit-for-tat. There are just two instructions for this strategy: in the first match, cooperate; in every match after that, do what the opponent did in the previous match.

The reason for tit-for-tat’s success appears to be that it’s nice, but it’s not so nice that the strategy is a pushover. If tit-for-tat is betrayed, it betrays back, but it’s ready to forgive if its opponent cooperates in the next round.

In practice, says Taylor, tit-for-tat can be used to organize groups “to cooperate for the collective good over personal gain. The group identifies a shared topic requiring coordinated action toward a goal that benefits them all. They ensure that each team member’s first action is cooperative, supporting that shared goal. Subsequently, in future decisions on the topic, the cooperators choose to cooperate, or [they] defect if one or more members defected previously. Over time, this teaches that defection will be… acknowledge[ed] and punish[ed] with defection, and that a return to cooperation will be rewarded.”

Criticisms and Limitations of the Prisoner’s Dilemma

There are several criticisms and limitations of the Prisoner’s Dilemma. For instance, Esmaeilpour says that the Prisoner’s Dilemma “simplifies the complexity of human behavior when most decisions in the real world are not reduced to simple, binary choices. Moreover, the dilemma does not consider long-term relationships where issues of trust and reputation play very important roles.”

However, in the real world, where trust and reputation are often automatically assessed, the Prisoner’s Dilemma could reveal their influence on strategic decisions.

Wrapping Up

The Prisoner’s Dilemma has been used to study human cooperation for decades. In the original dilemma, one prisoner is rewarded if only they act in their own self-interest, but the best solution for both of them is to cooperate. Your solution for the Prisoner’s Dilemma says a lot about how you see yourself and others.

Verywell Mind uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. Read our editorial process to learn more about how we fact-check and keep our content accurate, reliable, and trustworthy.
  1. Kuhn S. Prisoner’s Dilemma. Stanford Encyclopedia of Philosophy. September 4, 1997.

  2. Tobin J. The prisoner’s dilemma. University of Michigan Heritage Project.

cynthia vinney

By Cynthia Vinney, PhD

Cynthia Vinney, PhD is an expert in media psychology and a published scholar whose work has been published in peer-reviewed psychology journals.


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